Summer Vacation

It's June, and the days of summer are upon us. Summer usually means vacation, but in this economy people are forced to cut back and stay home. Still there are the lucky few that have managed to skate around the economic crisis, or like me are just in financial denial. Yes, if truth be told, I would be first in line for a "smackdown" from Suze Orman. Vacation...Denied!

Rationally, I know I shouldn't even be considering a vacation, and I should be stashing away every last penny, but why does the little voice in my head keep whispering..."Remember, you can't take it with you?" It's like having an angel on one shoulder, which brings me back to Suze Orman, and the devil on the other. Only my devil is wearing sunglasses, a swimsuit and Manolo Blahnik sandals -silver. "By the way, nice sandals," I say to the devil. "Thanks, I won them off SJP in a poker game," says the devil. "Forget it," announces Suze. "You can't afford those or a vacation!" "C'mon, you only live once," says the devil. "Yes, but think about retirement," counters Suze. "Retirement, smirement...live in the moment," replies the devil. Oh boy, this could go on all day! And therein lies the problem, because in my mind, they both have very valid points.

Ah, well...I can't help but dream of dazzling blue waters and white sugar sand beaches. A drink in my hand, my toes in the sand, and my kids frolicking in the surf. Lucky for me, dreams are free since that's all I can afford.

In addition to dreaming, here's just a few suggestions of things to do over the summer that are low-cost or even FREE!

1. Hit the park, beach or local lake - grab the family or friends and make a day of it.

2. Go to the library - During the summer many libraries offer free activities, reading programs, and classes for all ages.

3. Try biking or hiking - Most areas have local trails or greenbelts.

4. Go camping - The U.S. Department of the Interior announced that it will waive fees on three summer weekends. www.nps.gov/findapark/feefreeparks.htm

5. Backyard BBQ - Have each guest bring a food/beverage item to lower your cost.

6. Attend local concerts and events in your community - Check your local paper or city's website for information.

7. Visit a planetarium or museum - Many offer free admission days.

8. Catch a Movie - Some theaters offer free summer movies for kids.

9. Sports - Baseball, how about a minor league game?

10. Start your own blog - It's an adventure all in it's own!